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There was a time when life insurance claims worked the way people expect them to work. If the policy was in force, the premiums were paid, and the beneficiary submitted a proper claim, the insurance company paid. Disputes happened, but they were the exception....

Life insurance claim denials are more common than you might think, especially when it comes to Accidental Death and Dismemberment (AD&D) policies.

“Deny, Delay, Depose”: A Closer Look at the Dark Side of Life Insurance Denials

The Life Insurance Policy Locator is a crucial tool in today’s complex insurance landscape. It serves as a bridge between beneficiaries and unclaimed life insurance benefits, addressing a longstanding issue in the industry.

  Accidental death life insurance policies serve as a vital financial safety net for individuals and families in the event of a tragic accident. However, there are cases where claims on such policies are denied by insurance companies, leaving policyholders and...

  It only takes seconds for a normal day to turn into something catastrophic. Disasters can strike at any time, including in someone’s workplace. In 2022, there were nearly 5,500 work-related fatalities. If you’ve experienced an accidental death in your family,...

  Why does the word “denial” strike a chord, especially when it’s about a denied life insurance claim? There’s an undercurrent of injustice, a sense of a battle lost before it even began. You’ve paid your premiums and expected the safety net under life’s...

  The average cost of a funeral with a viewing and burial is $7,848. If your death is an accident, an accidental death insurance payout can help cover these expenses. This type of life insurance policy can help alleviate some of the stress experienced by your...

  Accidental death insurance, also known as accidental death and dismemberment (AD&D) insurance, is important for several reasons: Financial Protection: Accidental death insurance provides financial protection to your loved ones in the event of your...

  Claiming on life insurance can be a hard and emotional process with some people facing unexpected hurdles to access payouts. With the possibility of denials, delays, and confusing paperwork alongside the need to process a recent death, it can be a difficult...

  Race-based life insurance premiums may have been illegal since 1964, but that does not mean the ripples of such policies are not still seen today.  Even these days, many decisions by life insurance companies can harm people of color or those of specific...

  Life insurance provides financial security and peace of mind for individuals and their loved ones. However, there are instances where life insurance claims are denied, leaving beneficiaries in distress. The denial of a life insurance claim can be a complex and...

  Insurance is all about planning for the things that you don’t want to have happen. This is especially the case with life insurance, where the stakes are the highest. Unintentional injury deaths surpassed 224,000 incidents in 2021. These sorts of accidents, and...

  Life insurance claims can be denied for various reasons. While policies may vary, here are some common reasons why life insurance claims might be denied: Policy lapse: If the policyholder failed to pay premiums and the policy lapsed before the insured person’s...

  Life insurance serves as a financial safety net, providing peace of mind and security for loved ones in the event of a policyholder’s passing. While contemplating mortality is never easy, understanding the life insurance claims process is crucial to ensure a...

  There are several reasons why a life insurance policy may be denied. Here are some common factors that could lead to a policy denial: Health Conditions: If the applicant has a pre-existing health condition or a high-risk medical history, the insurance company...

Intentional Fentanyl Poisoning Is America’s Newest Murder Weapon When it comes to destroying lives and families, fentanyl ranks at the top. Fentanyl is 50 times stronger than heroin. A tiny amount slipped into a cup of coffee will kill an unsuspecting victim within...

  There are signs that we are finally starting to see some light at the end of the tunnel. In a few more weeks, the worst will hopefully be behind us, but the economic damage will have been done. Many beneficiaries are fighting with life insurance companies over...

How To Win A Denied Life Insurance Claim It is estimated that at least two thirds of all life insurance is never paid to the policy beneficiary. So chances are pretty good that if you are reading this, you are among the approximately 70% of life insurance...

Are You The Beneficiary of a Life Insurance Policy? Did your mother or father…or your husband or wife name you as the beneficiary of a life insurance policy? Our loved ones make us the beneficiary of their life insurance to help protect us financially when they...

  At the DiGeorge Life Insurance Law Firm, we see all kinds of interesting cases from every state in the country. The first step to winning a denied accidental death (AD&D) life insurance claim is to hire the right law firm so do your research. Bigger does...

  In Accidental Death and Dismemberment Life Insurance Policies, Homicide is considered an Accidental Cause of Death. Nevertheless, life insurance companies routinely deny AD&D Claims when the Cause of Death is listed as a Homicide. This is especially true if...

  If you are reading this blog post, you are most likely searching for an experienced life insurance lawyer to handle either a long delayed or outright denied insurance claim. Perhaps you have received a life insurance death claim benefit denial or you are...

The DiGeorge Life Insurance Law Firm (www.DiGeorgeLawFirm.com) has successfully handled cases where a client has initially used another law firm to fight a denied life insurance claim without success.  If one attorney is not able to get a policy paid, most people give...

(As seen on Best's Review - AM Best's Monthly Insurance Magazine) Options range from the most severe—refusing to extend coverage—to treating the virus like cancer, respiratory illnesses and other conditions that must be disclosed when applying for life insurance. Key...

How To Win A Denied Life Insurance Claim DiGeorge Life Insurance Law has successfully handled cases where our client had initially used another law firm to fight a denied life insurance claim only for their firm to also be denied. If their attorney is not able to get...